You found the deal. Let’s figure out the capital.
Mayday is a nationwide DSCR loan and fix and flip private lender combining speed, technology, and human judgment for rental, rehab, construction, and complex investor deals.
7–10 day target closeStart with the deal
Wherever you are in your investing journey, start with the deal.
Choose the situation closest to yours. We’ll shape a practical next step without forcing your deal into a box.
Loan programs
DSCR loans and fix and flip private lending.
Compare rental-property, rehab, construction, commercial, and bridge financing built for real investor strategies.
Fix & Flip
Acquisition and rehab capital built around the full project.
DSCR Rental
Long-term rental financing based on property cash flow.
Ground-Up Construction
Flexible construction financing from site to sell or hold.
Commercial & Mixed-Use
Context-aware structures for 5+ units, retail, and mixed-use.
Bridge / Private Money
Fast, flexible capital for time-sensitive opportunities.
Signature feature
Don’t guess. Run the deal.
Organize the property, strategy, numbers, and borrower context in one clear flow.
Action
The Mayday difference
ONE NATIONWIDE LENDER. MORE WAYS TO MAKE THE DEAL WORK.
Fast when timing matters, technology-equipped where it helps, and human when your deal needs context.
Fast by design
Focused review and eligible closings targeted in 5–10 days.
Technology + people
Clear digital tools without losing human judgment.
Flexible structures
The property, exit, and full context all count.
We love first deals
Clear guidance for investors getting started.
Speed with visibility
WHEN THE DEAL MOVES FAST, YOUR CAPITAL NEEDS TO KEEP UP.
A transparent progression from first review through closing.
Deal submitted
Initial review
Options
Underwriting
Valuation
Clear to close
Funded
Timing depends on the deal, documentation, valuation, and final underwriting.
First-time investors
WE LOVE FIRST DEALS.
You don’t need to sound like a seasoned pro. Bring the property, the numbers, and your plan—we’ll help organize the rest with clarity.
Buy → Improve → Stabilize → Repeat
Experienced investor fast-track
KNOW YOUR NUMBERS? SKIP THE SALES PITCH.
Send the core information and move directly into review.
Complex deals
HARD TO EXPLAIN IN A DROPDOWN? TELL US THE STORY.
Tight timelines, credit with context, unique property types, and unusual structures deserve a clear conversation.
Geographic footprint
NATIONAL REACH. LOCAL MARKET AWARENESS.
Explore local DSCR loan and fix and flip private lending guidance for Florida, Texas, Pennsylvania, New Jersey, Miami, Houston, Philadelphia, and Atlanta.
View all local marketsCoverage and programs vary by property, borrower, market, and current guidelines.
100% CAPITAL. NO MONTHLY PAYMENT. NO CREDIT CHECK.
Options are available through select programs for eligible transactions. All financing is subject to documentation, underwriting, valuation, and final approval.